According to the Love Food Hate Waste campaign, the average UK household throws away £470 worth of food every year, and up to £700 a year for a family with children. This is up to £60 every single month of food that we chuck in the bin because it’s close to its best before date or because it’s been hidden away in the back of the fridge for too long. Think about what you could do with an extra £60 a month – it would be nice to put that in a savings pot or to have on stand-by just...
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Bank Holidays Don’t Mean a Trip to the Bank!
We’ve got two May bank holidays and I can’t think of anything better than having time with my family, catching up with friends and just kicking back. Just bear with me on this one but, and I know this is such a different message but I think you can have great fun on a bank holiday weekend and spend next to nothing at all! It might take a little planning but this is what we will get up to this bank holiday. SourceTo start with, we’ll make sure our bikes are road worthy and we’ll get them out...
Unexpected Expenses of Family Life
Life isn’t something you can plan for. No matter how hard you try, unexpected things can crop up at the drop of a hat and money can seemingly just leak away; school trips you hadn’t anticipated, an extra food shop needed this week, births and birthdays, growing feet, slate off the roof? Family life throws unexpected money curve balls all the time. So how can you manage your money and manage family life? I think the key to staying on budget within a family is good planning. Let me explain. Food A clear meal plan will mean you can budget...
Improve Your Home on a Budget
Just because you’re saving money, that doesn’t mean you can’t afford to improve your home – you just might have to be a bit more creative! While new furniture, new flooring, extensions and total redecoration will certainly have a dramatic impact, they’ll also have a dramatic impact on your purse as well as your house. There really is no need to spend a fortune on home improvements when there is so much you can achieve on a budget. Before you start thinking about any major changes, decluttering is my number one top tip to improving your home on a budget; it...
Pregnancy Budget Planning
Budgeting is difficult at any time in your life – but when you’re getting ready for a new arrival, it can seem even more stressful. Having a baby does not only change your figure, your friendships, plans for holidays, possibly your career but also in many ways becoming pregnant affects your finances too. Forever. Does that sound frightening? It isn’t meant to, it just means from now on in you will have another person to factor into your financial life. The sooner you start the better. Here’s some advice for any readers who are looking forward to welcoming a new...
Pennies Add Up to Pounds – Easy Ways to Save
What would you do if I told you that turning off your TV at the wall instead of leaving it on Standby would save you around £5 a year? Probably not very much because £5 a year isn’t a great deal is it? But if you combine that with turning off your Sky at the wall and your games consoles, you could turn that saving into an amount closer to £30. Still not a huge saving but for the second it takes you to flick the power switch, then it’s an easy to make saving that doesn’t involve you having...