Blog

As the situation surrounding COVID-19 continues to develop daily, at Don’t Fret About Debt we are doing everything we can to ensure that we keep our people safe while continuing to deliver the high quality, personal service you are used to. Following the latest advice from the UK Government, we have put in place measures to ensure that our business can continue to operate efficiently, should we need to close our offices in the future: • We are ensuring that our people have the equipment, technology and systems in place to allow them to work remotely. • Our people will...

If you’re struggling with debt or can’t afford to pay your creditors every month, it is time to seek professional debt help. We recommend seeking help from professional debt experts that are regulated by the FCA and will work on your case for the duration of your plan. FCA regulated companies protect consumers. Some companies offering help may know the basics of the plans and will gather the initial information, however, may not be qualified in debt advice and can pass on your information, details and case to their preferred supplier. Our experienced team at Don’t Fret About Debt are...

If you’re struggling with debt you might not know where to start when it comes to working out how much you can realistically offer your creditors. However, if you can’t afford to meet your regular monthly obligations, it’s time to take action. Ensure you keep the communication lines open with creditors by telling them you are struggling and ask for some breathing space. This will afford you one month where creditors will put your account on hold and not chase you for payment. You should use this grace period to take the first step to dealing with your debt as...

If you have a good credit limit when you are offered a credit card, chances are you will be enticed by a 0% APR offer for a period of time. The longest 0% period on spending, according to Money Saving Expert, is a card offering up to 28 months on spending and balance transfer for new customers. However you will need to pass a credit check and the 0% offer you receive, may not be for the full advertised 28 months. These types of cards are great if you are currently being stung by interest on an existing card or...